The Process of Health of Health Insurance Claim in India

The process of claiming health insurance in India can be done in two ways 

• On a Cashless basis: On cashless basis involves firstly your treatment must be at a hospital within network of you insurance company generally all the best hospitals available in your locality are covered under their network , like all the best hospitals in Delhi are covered under myCOL. Secondly in your policy point of cashless basis claim should also be mentioned. You should read the document as soon as the need arises 
• A Reimbursement Claim: First of all you should inform your insurance company as soon as the claim arises, then after you have received the required treatment you should keep all of your documents ready needed for the claim like – Bill, Discharge Summary, prescriptions etc.

Best Orthopedic Hospital in Delhi

In both the cases one point is common and also the most important, knowing of all the clauses in your insurance policy.

After you know your type of claim the process a head is common 

• First of all you should prepare all the necessary documents like the insurance policy, hospital documents, health insurance claim form 
• Then you should also get the claim form of you company, you can easily download the health insurance claim form from the company’s website. 
• One last point to remember is making a copy all the original documents– hospital documents, claim form etc. 

After that submit all the documents and get your claim.