What Expenses Cover Complete Health Insurance Policies?

Taking a health insurance policy is a very wise decision. Unforeseen health problems can happen anytime; a health insurance policy helps you to cover your financial need at the time when you are facing health problems. 

Hospital Assistance

But before taking a health insurance policy you should know what all expenses are covered under health insurance policies. Compare all the policies and see which company is giving you maximum benefit. 

Some expenses that are covered in health insurance policies are 

• Medical expenses incurred as an inpatient during hospitalisation for more than 24 hours, including room charges / ICU charges, doctor/ surgeon's fee, medicines bills, etc. Hours can differ from policy to policy. 
• Medical expenses incurred, immediately, 30 days prior and 60 days post hospitalization.
• Day Care expenses incurred on named advanced technological surgeries and procedures requiring less than 24 hours of hospitalization. (Including Dialysis, Radiotherapy and Chemotherapy).
• Day Care expenses incurred on named advanced technological surgeries and pro

These are expenses that are covered in most insurance policies; some points may differ from company to company. After taking an insurance policy, getting you claim, when you need is very important, you have to fill a form to get your claim.

When you are required to be with your loved ones, you are completing hospital formalities like the insurance claim form. To get over this problem myCOL has launches a new type of hospital assistance service in Delhi NCR.

myCOL provides you with a health assistant that will take care of all hospital formalities like filling admission form, insurance claim , discharge formalities etc. They also provide choosing hospital from over 1300 hospitals and keeping your health records safe. You can also set medicine and appointment reminder through the app.